Are you looking forward to retirement — but not to Medicare?

Under half of seniors’ health care costs are paid by Medicare. The average Medicare recipient has more than $20,000 in yearly health care costs. That’s where our Medicare Supplement comes in. It pays health expenses not fully covered by Medicare. 

Importantly, it doesn't leave you with co-insurance and high deductibles that add up to thousands of dollars each year.

Guaranteed Renewability: Our Medicare Supplement is guaranteed to renew every year unlike other plans.

No Coinsurance: You won't pay 20% of costs for chemotherapy, rehabilitation, physical examinations, tests and other services.

Disappearing Deductible: Our deductible disappears and you keep the savings that come with a deductible for life. 

Unlimited Preventative Care:  100% paid for preventative care. Bone density test? Physical exam? Cancer screens? Even if Medicare limits, or doesn't cover all tests, you will be 100% covered - for as many as you'd like.

You can have certain protection at a fixed cost, saving thousands of dollars when critical care and expensive services are needed.

Once your supplement is in effect your coverage begins immediately.